Purchasing a condominium may be a good option for people who do not wish to be responsible for taking care of the structure of their home; this means that the electrical, plumbing, and general maintenance of the property would be the responsibility of the condominium’s management, not yours. It may depend on your individual agreement to purchase a condo on the property, though.
To protect yourself from being liable for mold damage that may already exist in the condo before you purchase it, you should have a clause addressing that issue inserted into the purchase agreement. This means that if mold spreads to your property from someone else’s or if the toilet overflows in the condo above yours, then the management will take care of any repairs that will need to be done. Before purchasing a condominium, you should always take good care to read all of the paperwork and make sure that you are comfortable with everything included in it. If something makes you uncomfortable or seems unreasonable, you may want to consider purchasing one from somewhere else.
If you discover a mold problem in your condo and it is due to no fault of your own, having it taken care of can be difficult, depending on the honesty and response of your complex’s board. The first thing that you need to do is start a paper trail of complaints and requests that the problem be taken care of. Never do this verbally, because this will not hold up in a court of law. You need written proof of when you complained and sometimes this is best done by sending a certified letter, so you know that the intended party received it.
The next thing that you need to have is hard proof that there is a problem. Hiring a mold inspector to look at the condo and do a report on it first is something that you will need to have if you want to prove that there is an issue with the property that needs to be taken care of. The unfortunate burden of proof is on you, since it is not the responsibility of the complex to prove that there is not a problem.
Small mold issues can be taken care of by you at not much expense and this is often better than trying to get the condominium board to do it for you. Inform them that there is an issue, though, if the mold returns after you cleaned it up. The source of moisture needs to be removed.
Remember, mold problems that originate inside the unit are your responsibility, but if the mold or source of moisture comes from outside your unit, it is their responsibility to have it taken care of.
Showing posts with label mold problems. Show all posts
Showing posts with label mold problems. Show all posts
Sunday, January 27, 2008
Mold Problems in Condos
Purchasing a condominium may be a good option for people who do not wish to be responsible for taking care of the structure of their home; this means that the electrical, plumbing, and general maintenance of the property would be the responsibility of the condominium’s management, not yours. It may depend on your individual agreement to purchase a condo on the property, though.
To protect yourself from being liable for mold damage that may already exist in the condo before you purchase it, you should have a clause addressing that issue inserted into the purchase agreement. This means that if mold spreads to your property from someone else’s or if the toilet overflows in the condo above yours, then the management will take care of any repairs that will need to be done. Before purchasing a condominium, you should always take good care to read all of the paperwork and make sure that you are comfortable with everything included in it. If something makes you uncomfortable or seems unreasonable, you may want to consider purchasing one from somewhere else.
If you discover a mold problem in your condo and it is due to no fault of your own, having it taken care of can be difficult, depending on the honesty and response of your complex’s board. The first thing that you need to do is start a paper trail of complaints and requests that the problem be taken care of. Never do this verbally, because this will not hold up in a court of law. You need written proof of when you complained and sometimes this is best done by sending a certified letter, so you know that the intended party received it.
The next thing that you need to have is hard proof that there is a problem. Hiring a mold inspector to look at the condo and do a report on it first is something that you will need to have if you want to prove that there is an issue with the property that needs to be taken care of. The unfortunate burden of proof is on you, since it is not the responsibility of the complex to prove that there is not a problem.
Small mold issues can be taken care of by you at not much expense and this is often better than trying to get the condominium board to do it for you. Inform them that there is an issue, though, if the mold returns after you cleaned it up. The source of moisture needs to be removed.
Remember, mold problems that originate inside the unit are your responsibility, but if the mold or source of moisture comes from outside your unit, it is their responsibility to have it taken care of.
To protect yourself from being liable for mold damage that may already exist in the condo before you purchase it, you should have a clause addressing that issue inserted into the purchase agreement. This means that if mold spreads to your property from someone else’s or if the toilet overflows in the condo above yours, then the management will take care of any repairs that will need to be done. Before purchasing a condominium, you should always take good care to read all of the paperwork and make sure that you are comfortable with everything included in it. If something makes you uncomfortable or seems unreasonable, you may want to consider purchasing one from somewhere else.
If you discover a mold problem in your condo and it is due to no fault of your own, having it taken care of can be difficult, depending on the honesty and response of your complex’s board. The first thing that you need to do is start a paper trail of complaints and requests that the problem be taken care of. Never do this verbally, because this will not hold up in a court of law. You need written proof of when you complained and sometimes this is best done by sending a certified letter, so you know that the intended party received it.
The next thing that you need to have is hard proof that there is a problem. Hiring a mold inspector to look at the condo and do a report on it first is something that you will need to have if you want to prove that there is an issue with the property that needs to be taken care of. The unfortunate burden of proof is on you, since it is not the responsibility of the complex to prove that there is not a problem.
Small mold issues can be taken care of by you at not much expense and this is often better than trying to get the condominium board to do it for you. Inform them that there is an issue, though, if the mold returns after you cleaned it up. The source of moisture needs to be removed.
Remember, mold problems that originate inside the unit are your responsibility, but if the mold or source of moisture comes from outside your unit, it is their responsibility to have it taken care of.
Getting Rid of Basement Moisture
Not all homes have basements, but for those of us who do have them, they can either be a blessing or a curse. You can use this area of your house for many different things, including an extra bedroom, a family room, entertainment area, laundry room, and just about anything else you can think of. If the basement is humid or has an odor, though, you will want to spend as little time as possible there and you will lose all of your basement’s potential.
Basement humidity problems can come from a variety of sources. It can come from keeping wet clothing in the washer too long on a regular basis, having the clothes dryer improperly vented to the outside of the house or just not vented at all, from water leaks inside the house, or from water leaking in from the outside.
If the problem is an indoor one, you can consider installing a dehumidifier in the basement to help alleviate some of the problem. Having energy efficient windows can also help with reducing humidity and so can installing an exhaust fan in the ceiling to help push some of the moist air outside the house. If you are going to install an exhaust fan, though, be sure to pick one that is appropriate for the size basement that you have. It should even be a little stronger, if you can afford it. Using the minimum is often not recommended and problems with new home constructions are often due to the builder using cheap (but building code approved) products.
Fixing leaks in the concrete walls of your basement used to be time consuming and expensive, but most cracks in concrete walls can now be fixed with an injection of concrete by using a normal caulking gun that you can purchase from a hardware store. You should be able to do this yourself without much difficulty, but if you doubt your ability, find someone who has experience with these things.
If water is coming in the basement from outside the house or through the windows, consider having the window wells replaced and the soil around the home piled up a little higher so water does not settle around the foundation and form a puddle. This is usually the cause of water seeping into the basement from the outside, but another problem could be ground water. You have a little less control over ground water, but you can install a drainage system to help with this, too.
Basement humidity problems can come from a variety of sources. It can come from keeping wet clothing in the washer too long on a regular basis, having the clothes dryer improperly vented to the outside of the house or just not vented at all, from water leaks inside the house, or from water leaking in from the outside.
If the problem is an indoor one, you can consider installing a dehumidifier in the basement to help alleviate some of the problem. Having energy efficient windows can also help with reducing humidity and so can installing an exhaust fan in the ceiling to help push some of the moist air outside the house. If you are going to install an exhaust fan, though, be sure to pick one that is appropriate for the size basement that you have. It should even be a little stronger, if you can afford it. Using the minimum is often not recommended and problems with new home constructions are often due to the builder using cheap (but building code approved) products.
Fixing leaks in the concrete walls of your basement used to be time consuming and expensive, but most cracks in concrete walls can now be fixed with an injection of concrete by using a normal caulking gun that you can purchase from a hardware store. You should be able to do this yourself without much difficulty, but if you doubt your ability, find someone who has experience with these things.
If water is coming in the basement from outside the house or through the windows, consider having the window wells replaced and the soil around the home piled up a little higher so water does not settle around the foundation and form a puddle. This is usually the cause of water seeping into the basement from the outside, but another problem could be ground water. You have a little less control over ground water, but you can install a drainage system to help with this, too.
Condo Ownership, Mold Issues, and More
Owning a condo is a good alternative to owning a house if you do not want to have to keep up with a lot of things that would normally come along with owning a house. Some condominiums do not have yards to take care of and this is convenient for those of us who do not enjoy outside work very much. You will, however, most likely have to pay homeowner’s association fees every month to pay for the upkeep of the property. These fees generally cover plumbing issues, problems with the roof, keeping common areas like pools, gyms, and spas clean. Even though you may not use these areas, you will still have to pay the fees to cover keeping them clean every month.
Issues like mold and water damage that come into your unit from outside its walls (for example, from a neighboring unit or the shell of the building itself) will be taken care of by the condo association and your monthly HOA fees should cover this. If water leaks down from the unit above you and causes mold growth, you are not responsible for cleaning it up most of the time. If you find a mold problem in your unit and you are certain that it is not your fault, you should notify your condo association as soon as possible. It is usually best to do this with a certified letter, so you are absolutely certain that they received your request for assistance. Do not complain verbally, because if you end up having to go to court, a verbal claim will not hold up. You need to create a paper trail of evidence that there is a problem and that you have complained about it. Some states require that problems like this be resolved in a timely manner, so take advantage of this if you live in one of them.
Condos are also governed by a collection of rules that are called “Covenants, Conditions, and Restrictions. This means that there are rules regarding how many people will be living in the unit, whether pets are allowed, what kind of renovations you can do, and sometimes even down to what kind of curtains you want to put up. Most condominiums want the look of the community to remain consistent.
Renting out your unit may also be subject to the approval of the condo association. If they do not like the tenant you choose to rent the condo to, they may not let you do it.
Issues like mold and water damage that come into your unit from outside its walls (for example, from a neighboring unit or the shell of the building itself) will be taken care of by the condo association and your monthly HOA fees should cover this. If water leaks down from the unit above you and causes mold growth, you are not responsible for cleaning it up most of the time. If you find a mold problem in your unit and you are certain that it is not your fault, you should notify your condo association as soon as possible. It is usually best to do this with a certified letter, so you are absolutely certain that they received your request for assistance. Do not complain verbally, because if you end up having to go to court, a verbal claim will not hold up. You need to create a paper trail of evidence that there is a problem and that you have complained about it. Some states require that problems like this be resolved in a timely manner, so take advantage of this if you live in one of them.
Condos are also governed by a collection of rules that are called “Covenants, Conditions, and Restrictions. This means that there are rules regarding how many people will be living in the unit, whether pets are allowed, what kind of renovations you can do, and sometimes even down to what kind of curtains you want to put up. Most condominiums want the look of the community to remain consistent.
Renting out your unit may also be subject to the approval of the condo association. If they do not like the tenant you choose to rent the condo to, they may not let you do it.
Mold Legislation Before Congress To Help Americans With Mold Problems
In March of 2003, Congressman John Conyers Jr. out of Michigan introduced a bill to Congress called the United States Toxic Mold Safety and Protection Act.
This Bill says that the Centers for Disease Control and the Environmental Protection agency will be responsible for examining the effects of different kinds of mold on the health of human beings and they will research and develop more accurate results of the serious problems that are presented by the presence of mold in human habitats.
This Bill will also direct the Department of Housing and Urban Development and the Environmental Protection Agency to establish a certain number of items that will constitute the conditions that will cause mold to grow indoors and will outline what can be done in order to inhibit this growth. These guidelines will not only address the causes of mold growth and what can be done to prevent it, but also the inspection, testing, and remediation techniques.
The Bill also says that you could receive tax credits for the inspection and/or removal and remediation of any mold in the home or business.
Grants will be given for the removal of mold in any and all buildings accessible by the public.
It also will create what it calls a National Toxic Mold Insurance Program that will be administered by FEMA (the Federal Emergency Management Agency) in order to protect home and business owners from any crippling financial losses, because most insurance companies do not provide insurance for mold at all or what they do provide is inadequate.
It will also necessitate the modification of building codes in local areas in order to keep the risk of mold infections in newly built homes and other buildings down.
This bill will also require mold inspections for apartment complexes and any other multi-unit residential property. Public housing is also subject to these mandatory mold inspections.
Victims of mold health complications will also be covered by Medicaid if they do not have any other health care in place at the time.
It has also authorized the establishment of different public information programs that will educate the public about the hazards of mold that is allowed to grow indoors. It is believed that an educated public is better prepared to defend itself against these hazards.
For more information, please visit http://www.house.gov/conyers/mold.htm . If you support this bill, please contact your congressman.
This Bill says that the Centers for Disease Control and the Environmental Protection agency will be responsible for examining the effects of different kinds of mold on the health of human beings and they will research and develop more accurate results of the serious problems that are presented by the presence of mold in human habitats.
This Bill will also direct the Department of Housing and Urban Development and the Environmental Protection Agency to establish a certain number of items that will constitute the conditions that will cause mold to grow indoors and will outline what can be done in order to inhibit this growth. These guidelines will not only address the causes of mold growth and what can be done to prevent it, but also the inspection, testing, and remediation techniques.
The Bill also says that you could receive tax credits for the inspection and/or removal and remediation of any mold in the home or business.
Grants will be given for the removal of mold in any and all buildings accessible by the public.
It also will create what it calls a National Toxic Mold Insurance Program that will be administered by FEMA (the Federal Emergency Management Agency) in order to protect home and business owners from any crippling financial losses, because most insurance companies do not provide insurance for mold at all or what they do provide is inadequate.
It will also necessitate the modification of building codes in local areas in order to keep the risk of mold infections in newly built homes and other buildings down.
This bill will also require mold inspections for apartment complexes and any other multi-unit residential property. Public housing is also subject to these mandatory mold inspections.
Victims of mold health complications will also be covered by Medicaid if they do not have any other health care in place at the time.
It has also authorized the establishment of different public information programs that will educate the public about the hazards of mold that is allowed to grow indoors. It is believed that an educated public is better prepared to defend itself against these hazards.
For more information, please visit http://www.house.gov/conyers/mold.htm . If you support this bill, please contact your congressman.
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